Have you ever built a list using less than 100 points?

I realized that I have never done so before. But I was thinking of the following for a tournament:

Alice
Duncan
Lloyd
Jimmy
Valor

95 points total

Alice allows Duncan to use his Electro-Static Pulse for more turns, Lloyd and Ducan love said Pulse and Jimmy and Valor make for a really, really durable duo. I could drop Jimmy and Valor and Take Ashton instead for maximizing Pulse, but I feel that having five models gives me more options.

So yeah, have you done lists with less than 100 points? Well, likely 95 points since I believe that 10 points gets you something in all factions (Mercenary Flash, at least).